ADP Launches a Healthcare Cost Modeling Tool; New Decision Support Tool Available to ADP Customers This Open Enrollment Season Through a Partnership with Subimo, LLC

ADP(R) Benefit Services, part of the Employer Servicesdivision, a leading provider of integrated outsourced payroll andhuman resources services, today announced a new cost modeling tool toenhance the Web-based benefits experience for Health & Welfarecustomers. Through a partnership with Subimo, LLC, a leading providerof Web-based healthcare decision support tools, this cost modelingtool will be integrated with ADP's Web-based benefits enrollmentapplication to allow employees to evaluate healthcare plans based onindividual medical needs and out-of-pocket expenses.

ADP's cost modeling tool will help employees understand whathealthcare services the covered participant(s) will likely need, basedon medical histories and current health status. It then forecastsemployee expenses under each of the healthcare plans available, andhelps to identify costs that can be funded by a flexible spendingaccount (FSA), health reimbursement account (HRA) or health savingsaccount (HSA).

"The growing acceptance of consumer-directed health plans, such asHRAs and HSAs, represents a shift in the way consumers approach theirhealthcare. As more consumers begin to use these plans, they will needadditional decision support to not only help them make more informedchoices regarding their healthcare options, but to better understandthe potential outcome of those choices," said Sally Sidwell, SeniorVice President of Operations, ADP Benefit Services. "ADP's costmodeling tool is relevant for evaluating any medical coverage choice.It is an easy-to-use solution that empowers employees to manage theirmedical care, and a cost-effective way for employers to broaden theirbenefits package."

Employees that have access to an ADP benefits enrollment Web sitethrough their employer can receive a customized healthcare cost modelin four simple steps. First, users create a profile for each personcovered under the health plan, including information on each person'sgeographical location, age, gender, health status and use ofprescription medication. The profile is used to forecast the annualhealthcare needs of the employee and his/her dependents, and a rangeof costs associated with any treatment. Users then select healthcareplans to evaluate. An overall cost for each plan is provided thatfactors in deductibles, co-insurance, co-payments and even theemployee premium contribution. Lastly, the tool can adjust costestimates based on contributions made to a HSA, HRA or FSA.

"We are pleased that ADP's client base will be joining the morethan 55 million consumers nationwide that use Subimo's decisionsupport tools through their health plan carrier, employer or benefitservices portal," said Ann Mond Johnson, President, Subimo. "ADP'scomprehensive benefits offering and service-driven values made it aperfect partner to support employees in managing their healthcarebenefits. Together, ADP and Subimo will provide employees with asingle source for health plan information and enrollment."

For employers who participate, ADP's benefits enrollment Web siteprovides step-by-step instructions for the cost modeling tool, as wellas a help option on every page. Clients that outsource their callcenter with ADP can also have employees speak directly with aqualified and accessible benefits representative. All information iskept confidential.

A number of pilot clients will be using the cost modeling tool fortheir annual enrollment this fall, with all clients having access tothe new tool for the fall 2006 enrollment period. The cost modelingtool complements the current decision support tools offered by ADP,which include an online FSA calculator and a healthcare plancomparison tool.

About ADP

Automatic Data Processing, Inc. (NYSE:ADP), with $8.5 billion inrevenues and approximately 590,000 clients worldwide, is one of thelargest providers of a broad range of premier, mission-critical,cost-effective transaction processing and information-based businesssolutions. ADP Employer Services (ES), a division of ADP, Inc., offersthe widest range of HR, payroll and benefit administration solutionsfrom a single source, to meet the extensive business needs ofemployers worldwide. Built with more than 50-years of industryexperience, ADP ES' cost-effective, easy-to-use solutions providesuperior value to companies of all sizes. More than 518,000 companiestrust ADP ES for unparalleled service and compliance expertise, whichallows them to focus on other core activities. For more informationabout ADP ES or to contact a local ADP sales office, reach us at1.800.225.5237 or visit the company's Web site at www.adp.com.

About Subimo

Headquartered in Chicago, IL, Subimo, LLC licenses a suite ofdecision tools which provide a unique combination of data, content andpersonalized, interactive models so consumers can easily selectinsurance coverage, fund their tax preferred accounts, determine costsfor medical services, and select hospitals, drugs and physicians.Everyone saves money when consumers have better information and canmake better choices. Nearly 60 million Americans have access toSubimo's tools through their insurance company or employer. For moreinformation, visit subimo.com or call 888-SUBIMO-1.