New York, May 25, 2016 -- Moody's Investors Service, ("Moody's") at the request of George K. Baum & Company, has reviewed the proposed amendment dated as of May 26, 2016 (the Amendment) to the Series Trust Agreement relating to Floater and Residual Certificates, Series 2016-XG0031. The Amendment, which extends the Designated Termination Date, will not have an adverse effect on the credit quality of the certificates and therefore will not, in and of itself and as of this time, result in reduction or withdrawal of Moody's rating. Moody's does not express an opinion as to whether the amendment could have other, non credit-related effects.

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