ACE Westchester Expands Environmental Coverage through New Premises Pollution Package Policy

ACE Westchester, the U.S.-based wholesale-focused insurance division of the ACE Group, today announced the launch of its new ACE Westchester Elite^SM Premises Pollution Liability form. The new policy provides a package of pollution coverages that can complement clients’ casualty and property programs, and is designed to offer additional enhancements for the complex risks and exposures faced by owners of facilities affected by changing environmental regulations.

This enhanced ACE Westchester policy features premises pollution coverage, which is available for new and pre-existing conditions as well as non-owned locations. The policy also features Contractors Pollution Liability, Transportation Pollution and Products Pollution Liability.

The new ACE Westchester Elite policy enhances many coverage provisions, including – but not limited to – the following:

• The ‘pollution condition’ definition includes extensions such as mold, illicit abandonment, silt and sediment migrating from a job location
• The ‘property damage’ definition includes third-party devaluation
• ‘Cleanup costs’ include replacement costs as well as cost for cleanup to the extent recommended by an environmental consultant in the absence of environmental law
• ‘Emergency response’ expenses incurred by the insured are covered
• Ninety-day notice of cancellation, except for non-payment of premium
• Mediation deductible credit is available
• Additional coverages are available by endorsement

"ACE Westchester continues to provide our brokers with innovative environmental liability products and services,” said Barbara Deas, Division President, ACE Westchester Environmental. "In response to ever-changing environmental regulations, it is crucial for businesses to monitor and upgrade their insurance programs. With our specialized team of environmental and insurance professionals, as well as our centrally-managed network of risk control and claim professionals, we are well-positioned to service the risk management needs of our clients.”

ACE Westchester’s Environmental Division provides environmental liability products and services, and offers policies that include: General Liability, Products Pollution Liability, Contractors Pollution Liability, Professional Liability and Premises Pollution Liability coverage. Separate policies may also be provided in conjunction with the above to cover Business Auto and/or Follow-Form Excess Liability exposures. In addition, Hazmat Transporters are eligible for Fleet, General Liability, and Premises Pollution coverage. To learn more about ACE Westchester Environmental’s products and services, and other ACE Westchester insurance products, please visit www.acewestchester.com.

ACE Westchester is the U.S.-based wholesale-focused operation of the ACE Group. Celebrating 25 years of insuring progress, the ACE Group is a global leader in insurance and reinsurance serving a diverse group of clients. Headed by ACE Limited, (NYSE: ACE), a component of the S&P 500 stock index, the ACE Group conducts its business on a worldwide basis with operating subsidiaries in more than 50 countries and customers in more than 170 countries. Additional information can be found at www.acegroup.com.