New York, February 12, 2015 -- Moody's Investors Services has assessed the correspondent channel of PennyMac Loan Services, LLC (PennyMac) as an aggregator of prime jumbo residential mortgage loans to be 'Above Average,' based on several underlying components. In the assessment, Moody's reviewed PennyMac's loan performance and originator ability, which among other things included analyzing its ability to accurately assess borrowers' willingness and ability to repay their mortgage loans, its ability to accurately and objectively assess property value and its ability to close loans in accordance with laws and regulations. Finally, the assessment also took into account PennyMac's financial strength and support functions to determine its originator stability.
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