California Republic Bank Completes 2nd Quarter 2010 with a Record $321 Million in Assets and Net Income of $1.9 Million

California Republic Bank (OTCBB:CRPB) announced its results for the quarter ending June 30, 2010, reporting strong growth in assets and both quarterly and year to date net profits that further underscore the successful track record of this regional Southern California based bank.

"Our asset quality and capital ratios consistently demonstrate our belief that we are one of the safest banks in California,” said Jon Wilcox, President. "Our increase in interest income this quarter validates the continued evolution of our business plan.”

Bank officials attribute the strong results to California Republic Bank’s impressive and growing roster of prestigious Southern California clients. Vice Chairman John DeCero stated, "We continue to attract very successful companies because our clients look for a bank that offers responsiveness, a relationship with senior executives, and the capacity to be opportunistic in today’s environment.”

Highlights for the quarter ending June 30, 2010

• Total assets of $321.7 million
• Total deposits of $273.0 million
• Total loan commitments of $234.8 million and loan outstandings of $162.2 million
• Net income of $1.9 million
• Excluding non-capital charges of $137.4 thousand, the Bank added $2.1 million to capital
• No non-performing, past due or charged off loans.

2nd Quarter 2010 details

For June 30, 2010, California Republic Bank reported total assets of $321.7 million, an increase of $135.6 million, or 73% above total assets as of June 30, 2009. The year-over-year growth in total assets reflects continued core deposit growth with total deposits at $273.0 million, a $134.2 million or 97% increase from the 2nd quarter of 2009. Non-interest-bearing demand deposit accounts grew to $77.5 million, compared to $36.3 million at the end of the 2nd quarter of 2009, an increase of $41.2 million or 113%. Core interest-bearing deposits grew to $195.5 million compared to $102.6 million, or 91% growth over the same period a year ago. Total loan commitments were reported at $234.8 million as of June 30, 2010, with loan outstandings at $162.2 million, representing a $90.6 million increase or 63% from the 2nd quarter of 2009. The Bank continues to demonstrate a steady increase each quarter in its net interest income. Total net income for the 2^nd quarter of 2010 was $1.9 million, which included a $2.3 million interest income gain related to a loan purchased at a discount, which was paid in full, and a $266 thousand non-capital charge plus a $270 thousand contribution to the loan loss reserve. Because California Republic Bank continues to report strong credit quality, with zero non-performing loans, no past due loans and no charged-off loans, management believes that the Bank’s allowance for loan and lease losses is more than adequate. The Bank reported a Tier 1 leverage capital ratio of 17.41%, a Tier 1 risk based capital ratio of 25.34% and a total risk based capital ratio of 26.59%, well in excess of the 5%, 6% and 10%, respectively, needed to be considered "well-capitalized” by the FDIC.

About California Republic Bank

California Republic Bank is a regional Southern California based commercial bank. The bank provides direct access to executive management and tailored, individualized service provided by highly experienced Relationship Managers and state-of-the-art technology. The Bank's clients enjoy the unmatched service of a private bank with direct access to the decision makers and responsiveness for all of their credit needs. The bank serves their clients through its regional Newport Beach and Beverly Hills branch locations.

For more information, contact Jon Wilcox, President; or John DeCero, Vice Chairman; at 949-270-9700 in Orange County or 424-230-5400 in Los Angeles, or visit the website at www.crbnk.com. The Bank's headquarters is located at 1400 Newport Center Drive, Suite 150, Newport Beach, California, 92660. The Bank's Beverly Hills branch is located at 100 North Crescent Drive, Suite 125, Beverly Hills, California, 90210.

The Board of Directors includes:

- Inside Directors Jon Wilcox, President; and John DeCero, Vice Chairman of the Board.

- Outside Directors Robert Barth, Chairman of the Board; John Bendheim, President of Bendheim Enterprises, Inc; Marc Brutten, Entrepreneur and CEO of Westcore Holdings, San Diego, California; Alexander Cappello, Chairman and CEO of Cappello Capital Corp; Bob Din, CEO of En Pointe Technologies; John Hagestad, Managing Partner of SARES-REGIS Group; Warren S. Orlando, Chairman, 1st United Bancorp, Boca Raton, Florida and J. Scott Watt, President and CEO of the Watt Group of Companies.

For information regarding the purchase or sale of the Bank’s stock, contact Michael Natzic of Stone & Youngberg at 800-288-2811.

Certain matters discussed in this press release constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, and are subject to the safe harbors created by the act. These forward-looking statements refer to the Company's current expectations regarding future operating results, and growth in loans, deposits, and assets. These forward-looking statements are subject to certain risks and uncertainties that could cause the actual results, performance or achievements to differ materially from those expressed, suggested or implied by the forward-looking statements. These risks and uncertainties include, but are not limited to (1) the impact of changes in interest rates, a decline in economic conditions and increased competition by financial service providers on the Company's results of operation; (2) the Company's ability to continue its internal growth rate; (3) the Company's ability to build net interest spread; (4) the quality of the Company's earning assets; and (5) governmental regulations.