Hawthorn Bancshares (HWBK) Q2 EPS Up 33%

Hawthorn Bancshares (NASDAQ:HWBK), a regional bank focused in Missouri, reported second quarter results on July 30, 2025, for the period ending June 30. It delivered net income of $6.1 million and earnings per share (EPS) of $0.88, up sharply from $0.66 in the second quarter of 2024. Net interest margin widened to 3.89%, as the average loan yield climbed and deposit costs fell. However, overall loans and deposits declined. Compared to estimates, no forecast was provided by analysts. Overall, the quarter reflected stronger profitability and cost control alongside caution signals from balance sheet trends.Hawthorn Bancshares is a community-based bank holding company. It operates a range of financial services through its primary subsidiary, Hawthorn Bank. Its main business is providing loans, deposit accounts, and other services focused on individuals and small-to-mid-size businesses throughout Missouri.Recent business priorities for the company have centered on maintaining strong regulatory compliance, managing capital levels, and adjusting its balance sheet in response to market and rate changes. Key factors for success include keeping expense levels low, sustaining top-tier capital ratios, and careful risk monitoring. Capital management—especially measured by regulatory capital and book value per share—remains a particular focus, along with efforts to preserve a competitive position in its local markets.Continue readingWeiter zum vollständigen Artikel bei MotleyFool Weiter zum vollständigen Artikel bei MotleyFool