Home Federal (HFBL) Q2 EPS Jumps 81%

Home Federal Bancorp Of Louisiana (NASDAQ:HFBL), the community banking company serving northwest Louisiana, reported its financial results for the quarter ending June 30, 2025, on July 29, 2025. Net income for the three months ended June 30, 2025, was $1.2 million, compared to $638,000 a year earlier. Diluted earnings per share also jumped to $0.38 (GAAP). These gains reflect lower funding costs and improvements in non-interest income. The company’s net interest margin widened to 3.52 %, compared to 2.91 % for the same period a year ago. No analyst estimates were available, so no comparison to external expectations can be made. Overall, the quarter demonstrated strong profit improvement, but asset quality and deposit contraction remain important issues to watch.Home Federal Bancorp Of Louisiana is a community-focused bank serving Caddo, Bossier, and Webster Parishes. Its core business includes providing personal and business loans, deposit accounts, and related financial services. The primary sources of revenue are interest from loans and investment securities, as well as service fees and income from the sale of loans.The company’s recent strategy has focused on managing funding costs, adjusting its deposit mix, and maintaining credit quality. Asset quality and local economic strength also play significant roles in determining performance and stability.Continue readingWeiter zum vollständigen Artikel bei MotleyFool Weiter zum vollständigen Artikel bei MotleyFool