The Hartford Names Dr. David Williams Medical Director of Underwriting

The Hartford has named Dr. David Williams medical director of its Individual Life Insurance division. Dr. Williams will be responsible for providing case consultation and training of the division’s 75 underwriters, who together assess nearly 80,000 life insurance applications each year. He will report to Dr. Ann Hoven, assistant vice president and chief medical director.

Dr. Williams, who is a Lieutenant Colonel in the Army Reserve, recently returned from his third tour of duty as a physician in Iraq and Afghanistan. He previously worked at AIG American General Domestic Life Companies and at Ohio National as a vice president and medical director.

"Dr. Williams has the background and conviction to help The Hartford to continue to push the boundaries of insurance underwriting," Dr. Ann Hoven said, "so that we can provide life insurance to those who want it, as we continually reassess, innovate, and update our health and mortality assessments.”

Dr. Williams earned his bachelor of arts degree in biology at Amherst College in Amherst, Mass., and his master of business administration (management) degree from Xavier University in Cincinnati, Ohio. His doctor of medicine degree is from the University of Cincinnati College of Medicine. He did his internship and residency in Internal Medicine at The Christ Hospital, in Cincinnati, Ohio. He is Board Certified in both internal medicine and insurance medicine and has attained the designation as a Fellow from the Life Management Institute (FLMI). He has published nearly 30 articles in the Journal of Insurance Medicine.

The Hartford was the first insurer in the nation to offer standard rates on life insurance to women recovering from early stage breast cancer and men who have been successfully treated for localized prostate cancer. The company recently instituted changes in the way it assesses the health and longevity of applicants and said that it expects the changes to reduce the cost of premiums for a quarter of all new policyholders.

About The Hartford

Celebrating 200 years of helping its customers achieve what’s ahead, The Hartford (NYSE: HIG) is an insurance and wealth management company. Through its unique focus on customer needs, the company serves businesses and consumers by providing the products and solutions they need to protect their assets and income from risks and manage their wealth and retirement needs. A Fortune 100 company, The Hartford is recognized widely for its service expertise and as one of the world's most ethical companies. More information on the company and its financial performance is available at www.thehartford.com.

Over 750,000 Americans currently trust their life insurance needs to The Hartford's life subsidiaries, in part because they are getting more than the promise of a death benefit. They are entrusting their financial protection to a company that prides itself on integrity.

Some of the statements in this release may be considered forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. We caution investors that these forward-looking statements are not guarantees of future performance, and actual results may differ materially. Investors should consider the important risks and uncertainties that may cause actual results to differ. These important risks and uncertainties include those discussed in our Quarterly Reports on Form 10-Q, our 2007 Annual Report on Form 10-K and the other filings we make with the Securities and Exchange Commission. We assume no obligation to update this release, which speaks as of the date issued.

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