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WKN DE: A12EDT / ISIN: US00108M1027
23.10.2025 10:15:00
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The Unfortunate Truth About Claiming Social Security at Age 70
Standard retirement advice is to wait as long as possible before claiming Social Security retirement benefits. For every month you wait to claim benefits after becoming eligible, you'll receive a bump in your monthly payment. That boost maxes out at age 70, when you'll receive a monthly payment about 77% larger than you would if you claimed at age 62.For the average individual in good health, that strategy typically results in receiving more income from Social Security during your lifetime than if you claimed earlier. That's even after accounting for all the missed years of payments.But the problem with blanket advice is that every individual has different circumstances. While waiting until 70 could be a great choice for many retirees or soon-to-be retirees, it might not be the best choice for you. Here's the unfortunate truth most people don't talk about when it comes to delaying Social Security benefits until age 70.Continue readingWeiter zum vollständigen Artikel bei MotleyFool

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