New York, November 23, 2015 -- In a new report, Moody's Investors Service looks at the US government's Income-Based Repayment (IBR) plan, the only repayment plan directly available to borrowers of government-backed loans issued through the Federal Family Education Loan Program (FFELP). The report explains who can qualify for IBR, how payments are calculated and under what conditions the loans will be forgiven.
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