Al Rajhi Bank Selects ACI Worldwide Software to Support EMV Smart Card Services in Saudi Arabia; First Middle East Bank to Announce Instant In-Branch Card Issuance

Smart Chip Manager will enable ARB to issue a new generation ofdebit cards that will support secure international EMV payments aswell as the smart card enabled domestic SPAN2 payments framework. Inparallel, Smart Chip Manager will be used to migrate the credit cardportfolio of ARB to the EMV standard. ARB chose Smart Chip Manager forits comprehensive functionality as well as ACI's proven record ofdelivering mission-critical solutions. The system will pave the wayfor ARB customers to receive more convenient bank-issued cardservices.

ARB will be the first bank in the region to instantly issue smartcards using the innovative in-branch issuance solution offered bySmart Chip Manager. Soon, ARB's customers will be able to pick uptheir cards at any branch instantaneously.

Suliman Al Obaid, general manager of the IT and shared servicesgroup at ARB, said, "ACI quickly proved it had the right solution. ItsSmart Chip Manager software ticked all the boxes we needed it to, frominstantly issuing EMV cards to providing an integrated risk managementenvironment. We now feel confident we have a robust and future-proofsystem. Furthermore, we wanted a vendor with strong roots in theMiddle East and consequently would be able to offer good localsupport. With ACI we got exactly that. We have worked with ACI now for16 years, and I think it is a testament to their products and servicesthat we have chosen their software to help us move our cards into thefuture."

James Lotz, regional manager at ACI, said, "ACI is a key player inthe Middle Eastern cards market. With EMV deployment now mandatory,ACI offers the Middle East years of experience in deploying andmanaging EMV-compliant solutions. We are also looking ahead to thetime when chips will be able to hold a wider variety of functions andlook forward to supporting Al Rajhi Bank in the rollout of suchprogrammes."

ACI Smart Chip Manager, part of the ACI Payments Framework,received the 2003 Frost & Sullivan Global Market Excellence Award inrecognition of its performance in the smart card market and ACIreceived the 2004 technology award for smart card services provider ofthe year from The Banker magazine.

Visit the ACI Worldwide booth and don't miss our enterprise riskworkshop at Cards Middle East (stand 33) the week of 22 May.

About Al Rajhi Bank

Al Rajhi Bank is a major name in Saudi Arabia's banking andbusiness world. It has grown from a strong base, focusing on servingthe needs of the nation and its citizens, contributing to theKingdom's construction and development, and always operating withinthe framework of Shariah principles. Al Rajhi Banking and InvestmentCorporation is one of the largest joint stock companies in theKingdom, with a paid up capital of SR 6,750,000,000. The Head Officeis located in Riyadh with six regional offices. The bank has thelargest branch network (more than 400 branches) distributed throughoutthe Kingdom, the largest ATM network (1,450 machines) and over 8,000POS installed with merchants all over the Kingdom.

About ACI Worldwide

Every second of every day, ACI solutions are at work processingelectronic payments, managing risk, automating back office systems andproviding application infrastructure services. Founded in 1975, ACI isa leading international provider of solutions for consumer andwholesale banking, retail and cross-industry systems. ACI servesnearly 800 customers in 83 countries including many of the world'slargest financial institutions, retailers and payment processors.Visit ACI Worldwide on the Internet at www.aciworldwide.com.

Any statements in this press release regarding projected resultsare preliminary and "forward-looking statements" within the meaning ofthe Private Securities Litigation Reform Act of 1995. In addition,this press release may contain other forward-looking statementsincluding statements regarding Transaction Systems Architects, Inc.'s("TSA"), its subsidiaries or third parties' expectations, predictions,views, opportunities, plans, strategies, beliefs, and statements ofsimilar effect. The forward-looking statements in this press releaseare subject to a variety of risks and uncertainties. Actual resultscould differ materially.

For a detailed discussion of these and other risk factors,interested parties should review the Company's filings with theSecurities and Exchange Commission, including the Company's Form 10-Kfiled on December 14, 2005, the Company's Form 10Q filed on February9, 2006, and the Company's Form 10Q filed on May 10, 2006.