Lincoln National to Report Fourth Quarter Earnings; Live Webcast Avail

    Business Editors

    PHILADELPHIA--(BUSINESS WIRE)--Feb. 3, 2005--Lincoln National Corporation (NYSE:LNC), the parent company of the Lincoln Financial Group of companies, will report its fourth quarter earnings after market close on Wednesday, February 9, 2005. A conference call will be held on Thursday, February 10, 2005, at 9:00 am (EST) to discuss the fourth quarter earnings and related matters for the company and its business segments.
    Interested persons are invited to listen through the Internet, either live or through on-demand replay. The replay will be available from 1:00 pm (EST) on February 10, 2005 through February 1, 2006. Please go to www.LFG.com/webcast at least fifteen minutes prior to the event to register, download and install any necessary streaming media software.
    Earnings material, including the 4Q04 Earnings Release and Statistical Supplement, will be made available through www.LFG.com/investor after market close on Wednesday, February 9, 2005.
    Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in Philadelphia, Lincoln Financial Group had consolidated assets of $110 billion as of September 30, 2004 and had annual consolidated revenues of nearly $5.3 billion in 2003. Through its wealth accumulation and protection businesses, the company provides annuities, life insurance, 401(k) and 403(b) plans, 529 college savings plans, mutual funds, managed accounts, institutional investment and financial planning and advisory services.

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CONTACT: Lincoln National Corporation Investor: Priscilla Brown Vice President, Investor Relations (215) 448-1422 psbrown@lfg.com or Media: Tom Johnson Second Vice President, Media Relations (215) 448-1454 tjohnson@lfg.com

KEYWORD: PENNSYLVANIA INDUSTRY KEYWORD: INSURANCE BANKING EARNINGS CONFERENCE CALLS SOURCE: Lincoln National Corporation

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