World Acceptance Posts Q1 Profit Drop

World Acceptance (NASDAQ:WRLD), a major consumer installment lender operating in over a thousand branches across the U.S, reported earnings on July 24, 2025. The most significant headline: earnings per share (GAAP) dropped to $0.25, far below the $1.25 analysts expected (GAAP), an 86% decline from the same quarter of the prior year. In contrast, the company’s revenue (GAAP) rose to $132.5 million, outpacing the $130.5 million GAAP consensus and $129.5 million for the prior year period. Despite modest revenue growth and some improvements in portfolio management, the quarter highlighted persistent cost and credit headwinds. Operating expenses and provision for credit losses climbed, pressuring margins and raising questions about sustainable profitability. Source: Analyst estimates provided by FactSet. Management expectations based on management's guidance, as provided in Q4 2025 earnings report. World Acceptance is a non-bank lender focused on providing small and medium-sized installment loans to underbanked consumers. The company operates a network of more than 1,000 physical branches, mainly in the southern and midwestern United States. Its core business is direct lending, but it also generates revenue from products such as credit insurance and tax preparation services.Continue readingWeiter zum vollständigen Artikel bei MotleyFool Weiter zum vollständigen Artikel bei MotleyFool