30-Year Mortgage Rate Falls To 6.67%

(RTTNews) - Mortgage finance company Freddie Mac (FMCC) on Thursday said mortgage rates, or interest rates on home loans, edged lower this week.

The 30-year FRM averaged 6.67% as of August 13, 2026, down from last week when it averaged 6.69%. A year ago at this time, the 30-year FRM averaged 6.58%.

The 15-year FRM averaged 5.96%, down from last week when it averaged 6.01%. A year ago at this time, the 15-year FRM averaged 5.71%.

"Mortgage rates remained relatively stable this week at 6.67%," said Sam Khater, Freddie Mac's Chief Economist. "Housing affordability has improved from a year ago, and recent increases in purchase and refinance applications suggest that borrowers continue to respond to even modest changes in mortgage rates."