Fair Isaac Allies With Millennium Information Services to Provide P&C Insurers With Advanced Underwriting Analytics

Fair Isaac has developed Property PredictR(TM) -- A Fair Isaac(R)Insurance Score that leverages Millennium's comprehensive database ofproperty inspection data. The score helps property insurance providersmore accurately predict the amount of risk a property represents. Bybetter understanding risks, insurers can improve the profitability ofunderwriting decisions and lower underwriting costs. The propertyscore will be delivered to P&C insurers via Millennium's AutomatedProperty System (MAPS(TM)), a platform for new, renewal andre-underwriting property processing.

"Partnering with the pioneer of the world's leading riskassessment technologies will take the underwriting decision componentof MAPS to an even higher level," said Steve Pietrzak, president andCEO of Millennium. "Fair Isaac's techniques and experience inproviding custom scoring models and credit-based insurance scores areunmatched in the insurance industry. This alliance will help boost ourcustomers' success by providing the tools they need to better assessrisk and grow their business more profitably."

"This alliance truly enhances our current business in the propertyinsurance market," said Cheri St John, vice president of Fair Isaac'sGlobal Scoring Solutions Group. "Tapping Millennium's capabilities inunderwriting support services creates a new way for P&C insurers toleverage the power of Fair Isaac insurance risk analytics. Insurersare now able to better assess applicant and customer quality, improvepolicy underwriting, book management decisions, and gain a competitiveedge."

Property PredictR scores may also be used in conjunction with FairIsaac's credit-based insurance scores, as a component of Fair Isaac'scustom predictive scoring models, or as part of a decision processautomated with Fair Isaac Blaze Advisor.

Millennium's MAPS manages all aspects of propertyinsurance-to-value (ITV) processes, from distributing and managinginspection orders in the field, to providing replacement costcalculations, detailed underwriting analysis and rules-basedreferrals. The MAPS platform allows for seamless integration of thirdparty data (such as credit or historical loss information), andprovides a number of output packaging options (including electronicforms imaging and archiving).

Fair Isaac analytics have powered decisions for more than 400personal and commercial lines insurers in North America and Europe,including nine of the top 10 U.S. P&C insurance carriers and more thanhalf of U.S. state workers' compensation funds. In addition tocredit-based insurance scores and custom analytic offerings, thecompany offers a wide range of capabilities to the insurance industryfor making faster, more profitable decisions in marketing,underwriting, customer management, claims and medical bill review.

About Millennium

Millennium Information Services, Inc. is an insurance outsourcingcompany that provides property inspections along with an array of riskinformation and underwriting support services to property and casualtyinsurance companies and their agents. Millennium's various processesallow companies to capture otherwise unrecognized premium dollars byobtaining current and accurate data on the insured risks. By employingthe latest technology in all of its activities, Millennium is able tosignificantly reduce its clients' expenses associated with policyinformation maintenance. Millennium's products also help increaseinternal efficiencies by reducing or eliminating paper forms andreports, thereby providing a more manageable working environment. Thecompany works with many of the top regional and national property andcasualty companies in the country. For more information, visitwww.millinfo.com.

About Fair Isaac

Fair Isaac Corporation (NYSE:FIC) is the preeminent provider ofcreative analytics that unlock value for people, businesses andindustries. The company's predictive modeling, decision analysis,intelligence management, decision management systems and consultingservices power billions of mission-critical customer decisions a year.Founded in 1956, Fair Isaac helps thousands of companies in over 60countries acquire customers more efficiently, increase customer value,reduce fraud and credit losses, lower operating expenses and enter newmarkets more profitably. Most leading banks and credit card issuersrely on Fair Isaac solutions, as do insurers, retailers,telecommunications providers, healthcare organizations and governmentagencies. Through the www.myFICO.com Web site, consumers use thecompany's FICO(R) scores, the standard measure of credit risk, tomanage their financial health. For more information, visitwww.fairisaac.com.

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Except for historical information contained herein, the statementscontained in this press release that relate to Fair Isaac, includingstatements regarding its Custom Insurance Analytic offering and thebenefits to be derived from the offering, are forward-lookingstatements within the meaning of the "safe harbor" provisions of thePrivate Securities Litigation Reform Act of 1995. Theseforward-looking statements are subject to risks and uncertainties thatmay cause actual results to differ materially, including issuesinvolving the marketing and distribution arrangements for Fair Isaac'sproducts, any unforeseen technical difficulties related to theimplementation, use and functionality of Fair Isaac's productofferings, the risks that customers will not perceive materialbenefits from the offerings, failure of the products to deliver theexpected results, the possibility of errors or defects in theofferings, regulatory changes applicable to the use of consumer creditand other data, and other risks described from time to time in FairIsaac's SEC reports, including its Annual Report on Form 10-K for theyear ended September 30, 2004, and quarterly report on Form 10-Q forthe period ended March 31, 2005. Forward-looking statements should beconsidered with caution. If any of these risks or uncertaintiesmaterializes or any of these assumptions proves incorrect, FairIsaac's results could differ materially from Fair Isaac's expectationsin these statements. Fair Isaac disclaims any intent or obligation toupdate these forward-looking statements.

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